309 S 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 309 S 3rd St, Richmond, KY 40475

Property Summary

Property TypeDuplex
Details2,848 sqft
Lot Size0.369 acres (16,077 sqft)
OwnerIndividual Name on File
Tax Bill$1,593 (2025)
Flood ZoneZone X (minimal risk)
APNR006-0011-0015

Property Details

APN / Parcel Number

Primary APNR006-0011-0015
Alternative APNs
  • 128892
  • 91769
  • 58660

Interior

Stories2 Stories
Building Area2,848 sqft Living Area
1st Floor Area1,332 sqft
Basement Area1,332 sqft
Unfinished Basement1,332 sqft

Exterior

Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area16,077 sqft (0.369 acres)

Location & Zoning

Account Number58660
Street Address309 S 3RD ST
CityRICHMOND
StateKY
Zip40475-2166
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCOLLINS LOT 9
Legal SubdivisionCOLLINS
Legal Lot Number9
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1020
Census Tract10400

Owner

309 S 3rd St, a duplex, is owned and occupied by an individual.

Source: Madison County records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address309 S 3RD ST, RICHMOND, KY 40475-2166
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 309 S 3rd St was $1,593.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,593.00$169,000$169,000
2023$1,212.00 (-0.33%)$125,000 (-)$125,000 (-)
2022$1,216.00$125,000$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S 3rd St

Nearby Streets

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