316 S 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 316 S 3rd St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,346 sqft
OwnerIndividual Name on File
Last Sale$125,000 (Jul 2005)
Tax Bill$1,321 (2025)
Flood ZoneZone X (minimal risk)
APNR006-0011-0011

Property Details

APN / Parcel Number

Primary APNR006-0011-0011
Alternative APNs
  • 133632
  • 96440
  • 63540

Interior

Stories2 Stories
Building Area1,346 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl

Location & Zoning

Account Number63540
Street Address316 S 3RD ST
CityRICHMOND
StateKY
Zip40475-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLINS LOT 4
Legal SubdivisionCOLLINS
Legal Lot Number4
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1020
Census Tract10400

Owner

316 S 3rd St is owned and occupied by an individual who bought it in July 2005.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address316 S 3RD ST, RICHMOND, KY 40475-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 7, 2005 · Amount on File
Deed SaleJul 7, 2005 · Amount on File
Deed Document Number0000059299
Deed Book / Page592 / 99
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 316 S 3rd St was $1,321 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,321.00 Additional exemption filed$140,100$140,100
2023$1,358.00 (-0.37%)$140,100 (-)$140,100 (-)
2022$1,363.00$140,100$140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S 3rd St

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