Madison County property record for 305 S 3rd St, Richmond, KY 40475
| Property Type | Duplex |
|---|---|
| Details | 2,184 sqft |
| Lot Size | 0.157 acres (6,879 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,900 (Aug 2022) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R006-0011-0016 |
| Primary APN | R006-0011-0016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,716 sqft |
| Unfinished Basement | 1,716 sqft |
| Architectural Style | Duplex Single |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,879 sqft (0.157 acres) |
| Account Number | 65187 |
|---|---|
| Street Address | 305 S 3RD ST |
| State | KY |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | COLLINS LOTS 10 & 11 |
| Legal Subdivision | COLLINS |
| Legal Lot Number | 10,11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10400 |
Source: Madison County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3008 PLANTERS ROW DR, RICHMOND, KY 40475-9234 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Deed Document Number | 202214104857 |
| Deed Book / Page | 827 / 326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 20, 2021 |
| Property Address | 303 & 305 S 3RD ST, KY |
| Document Number | 00D810/253 |
| Book / Page | D810 / 253 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2014049339 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 S 3RD ST # ST1, ST1, RICHMOND, KY 40475-2166 |
| Name | Verified Name |
|---|---|
| Address | 603 CARDINAL PT, RICHMOND, KY 40475-7653 |
| Investor | Possibly a Property Investor |
| Document Number | 2014049340 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2014049340 |
| Name | FIRST NATIONAL BANK RUSSELL SPRINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+12.99%) | $215,000 (+16.22%) | $215,000 (+16.22%) |
| 2023 | $1,794.00 (-0.33%) | $185,000 (-) | $185,000 (-) |
| 2022 | $1,800.00 | $185,000 | $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures