325 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 325 River Rd, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,853 sqft
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Dec 2019)
Tax Bill$4,854 (2025)
Deeds & MortgagesJun 2023 Construction Loan
Dec 2019 Sale
Flood ZoneZone AE (high risk)
APN24-07S-05W-0180-0005-0060

Property Details

APN / Parcel Number

Primary APN24-07S-05W-0180-0005-0060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,853 sqft Heated Area
Gross Area2,266 sqft
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide

Exterior Amenities

PorchOpen Porch
Deck Area16 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address325 RIVER RD
CityCARRABELLE
StateFL
Zip32322-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL 5 LOT 6 OR 175/490 CARRABELLE RIVER 617/784 766/521 1124/35 1137/65 1255/734
Legal Range05W
Legal Township07S
Legal Section24
Legal SubdivisionCARRABELLE RIVER
Legal Block5
Legal Lot Number6
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group1
Census Block1202
Census Tract970200

Owner

Source: Franklin County records · APN 24-07S-05W-0180-0005-0060

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1330 NW 7TH ST, MIAMI, FL 33125-3704
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Dec 23, 2019Warranty Deed, Transfer
TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Prior SaleJan 23, 2015 · Amount on Record
Deed Document Number201919005663
Deed Book / Page1255 / 734
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address325 RIVER RD, CARRABELLE, FL 32322-5021
Transaction TypeMortgage
Record UpdatedJan 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6830 SW 67TH ST, SOUTH MIAMI, FL 33143-3110

Mortgage

Document Number0019002825
DateJun 05, 2023
Book Page1365/495
Instrument202319002825
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueJun 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJun 01, 2029
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateDec 23, 2019
Property Address325 RIVER RD, CARRABELLE, FL 32322-5021
Document Number0019005663
Book / Page001255 / 000734
Instrument DateDec 20, 2019
Instrument19005663
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyTALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1330 NW 7TH ST MIAMI FL 331253704, MIAMI, FL 33125-3704

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,854.00 (+423.06%)$541,096 (+332.88%) Land $125,000 Building $416,096$541,096 (+332.88%) Land $125,000 Building $416,096
2024$928.00 (+0.32%)$125,000 (-) Land $125,000$125,000 (-) Land $125,000
2023$925.00 (+0.33%)$125,000 (-) Land $125,000$125,000 (-) Land $125,000
2022$922.00$125,000 Land $125,000$125,000 Land $125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation15.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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