Franklin County property record for 316 River Rd, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,633 sqft · built 1990 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 24-07S-05W-0180-0004-0100 |
| Primary APN | 24-07S-05W-0180-0004-0100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,633 sqft Living Area |
| 1st Floor Area | 1,633 sqft |
| Utility Area | 1,363 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Width | 253 ft Width |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 554 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 316 RIVER RD |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 4 LOTS 10 11 12 CARRABELLE RIVER SUBDIVISION PB 3 PG 21 ALSO 1 AC M/L IN SEC 24-07S-05W OR 217/136 222/191 268/231 329/10 403/35 405/43 567/641 1359/125-DEATH CERT 1370/582-LIFE ESTATE |
| Legal Range | 05W |
| Legal Township | 07S |
| Legal Section | 24 |
| Legal Subdivision | CARRABELLE RIVER SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | EASTPOINT |
| Census Block Group | 1 |
| Census Block | 1203 |
| Census Tract | 970200 |
Source: Franklin County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 RIVER RD, CARRABELLE, FL 32322-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Aug 3, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2023 |
| Transfer Doc | 0019003997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 316 RIVER RD, CARRABELLE, FL 32322-5017 |
| Document Number | 0000001789 |
| Book / Page | 1442 / 759 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261789 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate, 156 |
| Address | 316 RIVER RD, CARRABELLE, FL 32322-5017 |
| Document Number | 0000001789, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 1442/759 |
| Instrument | 20261789 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 26, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Aug 3, 2023 |
| Property Address | 316 RIVER RD, CARRABELLE, FL 32322-5017 |
| Document Number | 0019003997 |
| Book / Page | 1370 / 582 |
| Map Reference | MB 3 PG 21 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 202319003997 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 RIVER RD, CARRABELLE, FL 32322-5017 |
| Name | Verified Name |
|---|---|
| Address | 316 RIVER RD, CARRABELLE, FL 32322-5017 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+2.9%) | $130,867 (+2.9%) | $258,283 (-0.49%) Land $70,000 Building $188,283 |
| 2024 | $829.00 (-4.93%) Homeowner's exemption Widower's exemption | $127,179 (+3%) | $259,555 (+17.73%) Land $70,000 Building $189,555 |
| 2023 | $872.00 (+1.28%) Homeowner's exemption | $123,475 (+3%) | $220,468 (+21.92%) Land $70,000 Building $150,468 |
| 2022 | $861.00 Homeowner's exemption | $119,879 | $180,836 Land $70,000 Building $110,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 133 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 38 condo units |
| Nearby Flood Claims | 359 (1979–2024) |
| Claims Outside the SFHA | 6 of 359 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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