325 River Ranch Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 325 River Ranch Rd, Whitefish, MT 59937

Property Summary

Property TypeResidential Vacant Land
Lot Size4.05 acres (176,505 sqft)
Owner2 Individual Names on Record
Tax Bill$2,007 (2026)
Deeds & MortgagesJul 2026 Construction Loan
Oct 2025 Sale
Flood ZoneZone A (high risk)
APNR876787

Property Details

APN / Parcel Number

Primary APNR876787
Alternative APNs
  • 07-4291-24-3-02-30-0000
  • 0000509033

Exterior

Lot Area176,505 sqft (4.05 acres)

Location & Zoning

Account Number0000509033
Street Address325 RIVER RANCH RD
CityWHITEFISH
StateMT
Zip59937-2189
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionRIVERPARK OF WHITEFISH, S24, T31 N, R23 W, LOT 7, ACRES 4.05
Legal Range23W
Legal Township31N
Legal Section24
Legal SubdivisionRIVERPARK OF WHITEFISH
Legal Lot Number7
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group2
Census Block2024
Census Tract301

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address501 HERON DR, AUSTIN, TX 78734-5341
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Construction Mortgage
FARMERS STATE BANK
Oct 24, 2025Warranty Deed, Transfer
UNKNOWN, MODERN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2025
Deed SaleOct 24, 2025
Deed Document Number202523077
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Recording DateJul 31, 2026
Property Address325 RIVER RANCH RD, WHITEFISH, MT 59937-2189
Document Number0000015477
Instrument DateJul 31, 2026
Instrument202615477
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address303 CASCADE CT, WHITEFISH, MT 59937-8962

Mortgage

Document Number0000015477,
DateJul 31, 2026
Instrument202615477
Lender
NameFARMERS STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate6.43%
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateOct 24, 2025
Property Address325 RIVER RANCH RD, WHITEFISH, MT 59937-2189
Document Number202500023077
Instrument DateOct 20, 2025
Instrument202500023077
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyUNKNOWN, MODERN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address501 HERON DR, AUSTIN, TX 78734-5341

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,007.00 (+142.68%)$318,889 (-)
2025$827.00 (-23.28%)$318,889 (+81.84%)$318,889 (+81.84%) Land $318,889
2023$1,078.00$175,369$175,369 Land $175,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 54% of Montana
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
InterBel Telephone Cooperative
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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