Flathead County property record for 324 River Ranch Rd, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,121 sqft · built 2024 |
| Lot Size | 2.38 acres (103,934 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,176 (2026) |
| Deeds & Mortgages | Jun 2023 Construction Loan May 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | R876789 |
| Primary APN | R876789 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,121 sqft Living Area |
| 1st Floor Area | 2,778 sqft |
| Attic | Attic |
| Attic Area | 343 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 103,934 sqft (2.38 acres) |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 470 sqft |
| Deck Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 0000509035 |
|---|---|
| Street Address | 324 RIVER RANCH RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERPARK OF WHITEFISH, S24, T31 N, R23 W, LOT 9, ACRES 2.39 |
| Legal Range | 23W |
| Legal Township | 31N |
| Legal Section | 24 |
| Legal Subdivision | RIVERPARK OF WHITEFISH |
| Legal Lot Number | 9 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 301 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 RIVER RANCH RD, WHITEFISH, MT 59937-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK |
| May 18, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 324 RIVER RANCH RD, WHITEFISH, MT 59937-2189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 127 BRIMSTONE DR, WHITEFISH, MT 59937-7865 |
| Document Number | 202300008805 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202300008805 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate | 6.87% |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 18, 2022 |
| Property Address | 324 RIVER RANCH RD, WHITEFISH, MT 59937-2189 |
| Document Number | 202200012804 |
| Instrument Date | May 9, 2022 |
| Instrument | 202200012804 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 BRIMSTONE DR, WHITEFISH, MT 59937-7865 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,176.00 (+414.51%) | $1,562,800 (+855.6%) | |
| 2025 | $1,562,800 (+855.6%) Land $303,228 Building $1,259,572 | ||
| 2023 | $1,006.00 | $163,541 | $163,541 Land $163,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 54% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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