228 River Ranch Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 228 River Ranch Rd, Whitefish, MT 59937

Property Summary

Property TypeResidential Vacant Land
Lot Size3.41 acres (148,670 sqft)
OwnerCompany Name on Record
Tax Bill$3,029 (2026)
Deeds & MortgagesFeb 2026 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR876792

Property Details

APN / Parcel Number

Primary APNR876792
Alternative APNs
  • 07-4291-24-3-02-55-0000
  • 0000509038

Exterior

Lot Area148,670 sqft (3.41 acres)

Location & Zoning

Account Number0000509038
Street Address228 RIVER RANCH RD
CityWHITEFISH
StateMT
Zip59937-2188
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionRIVERPARK OF WHITEFISH, S24, T31 N, R23 W, LOT 12, ACRES 3.41
Legal Range23W
Legal Township31N
Legal Section24
Legal SubdivisionRIVERPARK OF WHITEFISH
Legal Lot Number12
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group2
Census Block2024
Census Tract301

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1415 E VENICE AVE, VENICE, FL 34292-3064
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
WHITEFISH CU
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
WHITEFISH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2025
Deed SaleJun 20, 2025
Deed Document Number202511421
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address228 RIVER RANCH RD, WHITEFISH, MT 59937-2188
Transaction TypeMortgage
Record UpdatedMar 13, 2026
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 SUGAR MILL DR, OSPREY, FL 34229-9077

Mortgage

Document Number202600003165
DateFeb 17, 2026
Instrument202600003165
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueFeb 19, 2038

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateMay 16, 2022
Property Address228 RIVER RANCH RD, WHITEFISH, MT 59937-2188
Document Number202200012554
Instrument DateMay 10, 2022
Instrument202200012554
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8870 HUNTINGTON POINTE DR, SARASOTA, FL 34238-3242

Mortgage

Document Number202200012555
DateMay 16, 2022
Instrument202200012555
Lender
NameWHITEFISH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 25, 2032

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,029.00 (+26.74%)$481,382 (+23.9%)
2025$481,382 (+23.9%) Land $481,382
2023$2,390.00$388,532$388,532 Land $388,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 54% of Montana
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
MontanaSky Networks
Fixed Wireless
50 / 10
CenturyLink
DSL
10 / 1

May also be available: InterBel Telephone Cooperative.

Nearby Properties on River Ranch Rd

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