Flathead County property record for 197 River Ranch Rd, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,961 sqft · built 2025 |
| Lot Size | 1.9 acres (83,069 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,307 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R876783 |
| Primary APN | R876783 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,961 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,069 sqft (1.9 acres) |
| Garage Area | 1,326 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 0000509029 |
|---|---|
| Street Address | 197 RIVER RANCH RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERPARK OF WHITEFISH, S24, T31 N, R23 W, LOT 3, ACRES 1.91 |
| Legal Range | 23W |
| Legal Township | 31N |
| Legal Section | 24 |
| Legal Subdivision | RIVERPARK OF WHITEFISH |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 301 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 PENROSE BLVD, COLORADO SPRINGS, CO 80906-4230 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 28, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Mar 5, 2024 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK |
| Feb 7, 2024 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| May 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage COLTON BEHR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 |
| Deed Sale | Aug 28, 2025 |
| Prior Sale | Feb 7, 2024 |
| Deed Document Number | 202518616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 197 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 197 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Document Number | 202600002867 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 202600002867 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 28, 2025 |
| Property Address | 197 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Document Number | 202500018616 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 202500018616 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 PENROSE BLVD, COLORADO SPRINGS, CO 80906-4230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 197 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 WOODLAND PL, WHITEFISH, MT 59937-2279 |
| Document Number | 202400004090 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 202400004090 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 7, 2024 |
| Property Address | 197 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Document Number | 202400002776 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 202400002776 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WOODLAND PL, WHITEFISH, MT 59937-2279 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 27, 2022 |
| Property Address | 197 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Document Number | 202200013706 |
| Instrument Date | May 9, 2022 |
| Instrument | 202200013706 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 378 LUPFER AVE, WHITEFISH, MT 59937-2450 |
| Document Number | 202200013707 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 202200013707 |
| Name | COLTON BEHR |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Jun 1, 2025 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,307.00 (+714.86%) | $1,747,066 (+484.84%) | |
| 2025 | $774.00 (-21.42%) | $298,726 (+86.54%) | $1,747,066 (+990.96%) Land $298,726 Building $1,448,340 |
| 2023 | $985.00 | $160,140 | $160,140 Land $160,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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