324 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 324 E Main St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,440 sqft · built 1917
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jul 2009)
Tax Bill	$2,638 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-057-02-028-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-057-02-028-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,220 sqft
Upper Floors Area	1,136 sqft
Basement Area	568 sqft
Unfinished Basement	568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	198 ft deep x 52 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	324 E MAIN ST
City	EATON
State	OH
Zip	45320-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 52.47' PT LOT 290
Legal Subdivision	CITY OF EATON
Legal Lot Number	290
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	5
Census Block	5026
Census Tract	455002

Owner

Source: Preble County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E MAIN ST, EATON, OH 45320-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit FREEDOM 1ST CREDIT UNION
May 29, 2020	Intrafamily Transfer, Transfer
May 14, 2008	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2009 · Amount on Record
Deed Sale	Jul 16, 2009 · Amount on Record
Prior Sale	May 14, 2008 · Amount on Record
Deed Document Number	200996147
Deed Book / Page	286 / 1677
Last Transfer Date	May 28, 2020
Transfer Doc	404/1609
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	324 E MAIN ST, EATON, OH 45320-1806
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00434/2522
Date	May 20, 2022
Book Page	434/2522
Instrument	202200002787

Lender

Name	FREEDOM 1ST CREDIT UNION
Address	EATON, OH 45320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PREBLE OH
Recording Date	May 29, 2020
Property Address	324 E MAIN ST, EATON, OH 45320-1806
Document Number	404/1609
Book / Page	404 / 1609
Instrument Date	May 28, 2020
Instrument	202000002325
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	324 E MAIN ST, EATON, OH 45320-1806

May 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	May 14, 2008
Property Address	324 E MAIN ST, EATON, OH 45320-1806
Document Number	00274/2001
Book / Page	274 / 2001
Instrument Date	Mar 14, 2008
Instrument	200800088151
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,638.00 (-13.65%)	$69,590 (-) Land $10,260 Building $59,330
2024	$3,055.00 (+5.02%)	$69,590 (-) Land $10,260 Building $59,330
2023	$2,909.00 (+35.3%)	$69,590 (+40.39%) Land $10,260 Building $59,330	$198,800 (-) Land $29,300 Building $169,500
2022	$2,150.00	$49,570 Land $9,560 Building $40,010
2020			$198,800 Land $29,300 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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