King County property record for 32328 E Rutherford St, Carnation, WA 98014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,220 sqft · built 2020 |
| Lot Size | 0.116 acres (5,065 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Mar 2022) |
| Tax Bill | $6,201 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 865830-0261 |
| Primary APN | 865830-0261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 1,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Lot Area | 5,065 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 230 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 865830026106 |
|---|---|
| Street Address | 32328 E RUTHERFORD ST |
| City | CARNATION |
| State | WA |
| Zip | 98014-5077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | TOLT TOWNSITE COS PLAT OF TOLT LOT 2 OF CARNATION SP #SHP16- 0001 REC #20181220900022 SD SP BEING POR OF LOTS 30-36 OF BLK 2 OF SD PLAT |
| Legal Range | 07 |
| Legal Township | 25 |
| Legal Section | 16 |
| Legal Subdivision | TOLT TOWNSITE COS PLAT OF TOLT |
| Legal Block | 2 |
| Legal Lot Number | 33-36 |
| Jurisdiction | KING WA |
| Township / Civil Division | SNOQUALMIE VALLEY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 32500 |
Source: King County records · APN 865830-0261
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12424 NE 145TH ST, KIRKLAND, WA 98034-1277 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CREATIVE EQUITY LENDING LLC |
| Mar 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 23, 2019 | Deed of Trust, Mortgage LYLE R GRADDON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2022 · Amount on Record |
| Deed Sale | Mar 04, 2022 · Amount on Record |
| Deed Document Number | 20221097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 32328 E RUTHERFORD ST, CARNATION, WA 98014-5077 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001415 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 20210628001415 |
| Name | CREATIVE EQUITY LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KIRKLAND, WA 98083 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Mar 04, 2022 |
| Property Address | 32328 E RUTHERFORD ST, CARNATION, WA 98014-5077 |
| Document Number | 0000001097 |
| Map Reference | DOC 20181220900022 |
| Instrument Date | Mar 01, 2022 |
| Instrument | 20220304001097 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12424 NE 145TH ST APT C28, C28, KIRKLAND, WA 98034-1224 |
| Document Number | 0000001098 |
|---|---|
| Date | Mar 04, 2022 |
| Instrument | 20220304001098 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 32328 E RUTHERFORD ST, CARNATION, WA 98014-5077 |
| Document Number | 0000001187 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 522 WOODINVILLE WA 980720522, WOODINVILLE, WA 98072-0522 |
| Document Number | 0000001187 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 201904241187 |
| Name | LYLE R GRADDON |
|---|---|
| Address | 12459 HOLMES POINT DR NE, KIRKLAND, WA 98034-5731 |
| Amount | Amount Recorded |
|---|
Source: King County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Carnation City |
| Unified School District | Riverview School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,201.00 (+9.19%) | ||
| 2025 | $692,000 (+9.49%) Land $206,000 Building $486,000 | $692,000 (+9.49%) Land $206,000 Building $486,000 | |
| 2024 | $5,679.00 (-0.89%) | $632,000 (-8.01%) Land $188,000 Building $444,000 | $632,000 (-8.01%) Land $188,000 Building $444,000 |
| 2022 | $5,730.00 | $687,000 Land $200,000 Building $487,000 | $687,000 Land $200,000 Building $487,000 |
Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 55 (1990–2025) |
| Claims Outside the SFHA | 4 of 55 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 366 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CARNATION WATER SYSTEM serves 2,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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