32246 E Rutherford St, Carnation, WA 98014 Property Records

King County property record for 32246 E Rutherford St, Carnation, WA 98014 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$225,001 (Aug 2013)
Tax Bill	$5,995 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`865830-0230`

Property Details

APN / Parcel Number

Primary APN	`865830-0230`
Alternative APN	`865830023004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	7,500 sqft (0.172 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	865830023004
Street Address	32246 E RUTHERFORD ST
City	CARNATION
State	WA
Zip	98014-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOLT TOWNSITE COS PLAT OF TOLT
Legal Range	07
Legal Township	25
Legal Section	16
Legal Subdivision	TOLT TOWNSITE COS PLAT OF TOLT
Legal Block	2
Legal Lot Number	25
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	3
Census Block	3043
Census Tract	32500

Owner

Source: King County records · APN 865830-0230

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32246 E RUTHERFORD ST, CARNATION, WA 98014-5036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2013 · Amount on Record
Deed Sale	Aug 07, 2013 · Amount on Record
Prior Sale	Mar 15, 2013 · Amount on Record
Deed Document Number	20131604
Prior Transfer Date	Feb 24, 2000
Prior Transfer Doc	0000002111
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32246 E RUTHERFORD ST, CARNATION, WA 98014-5036
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000525
Date	Feb 28, 2023
Instrument	20230228000525

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32246 E RUTHERFORD ST, CARNATION, WA 98014-5036
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000332
Date	May 06, 2020
Instrument	20200506000332

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32246 E RUTHERFORD ST, CARNATION, WA 98014-5036
Document Number	0000001185
Instrument Date	Dec 08, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	RAINIER TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32246 E RUTHERFORD ST CARNATION WA 980145036, CARNATION, WA 98014-5036

Mortgage

Document Number	0000001185
Date	Dec 14, 2020
Instrument	202012141185

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	32246 E RUTHERFORD ST, CARNATION, WA 98014-5036
Document Number	0000000431
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 06, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32246 E RUTHERFORD ST CARNATION WA 98014, CARNATION, WA 98014

Mortgage

Document Number	0000000431
Date	Mar 26, 2018
Instrument	201803260431

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: King County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Carnation City
Unified School District	Riverview School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,995.00 (+14.63%)
2025		$672,000 (+15.27%) Land $237,000 Building $435,000	$672,000 (+15.27%) Land $237,000 Building $435,000
2024	$5,230.00 (-1%)	$583,000 (-8.04%) Land $216,000 Building $367,000	$583,000 (-8.04%) Land $216,000 Building $367,000
2022	$5,283.00	$634,000 Land $230,000 Building $404,000	$634,000 Land $230,000 Building $404,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, King County (53033C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530330325003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 81 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	55 (1990–2025)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Dec 2025, other causes, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 14 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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