321 Thomas Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 321 Thomas Ln, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1999
Square Footage2,750 sqft Living Area
Lot Size41,382 sqft (0.95 acres)
Garage832 sqft
OccupancyOwner Occupied
Tax Bill$9,631.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-14-234-021-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,750 sqft Living Area
1st Floor2,750 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Lot Area41,382 sqft (0.95 acres)
DrivewayDriveway Asphalt
Driveway Area2,892 sqft Driveway
Garage Area832 sqft Garage
Deck Area126 sqft Deck
Patio Area465 sqft Patio
Porch Area432 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address321 THOMAS LN
CityWATERLOO
StateIL
Zip62298-5562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 47 STERRITTS RUN 1ST ADDN
Legal Range10W
Legal Township02S
Legal Section14
Legal SubdivisionSTERRITT'S RUN
Legal Lot Number47
JurisdictionMONROE IL
Minor Civil Division30
Census Blockgroup2
Census Block2054
Census Tract600402

Owner

Source: Monroe County records · APN 07-14-234-021-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address321 THOMAS LN, WATERLOO, IL 62298-5562
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ASSET MUTUAL MORTGAGE INC
Jun 08, 2021Intrafamily Transfer, Transfer
Jun 25, 2020Intrafamily Transfer, Transfer · Veterans Administration Mortgage
ASSET MUTUAL MORTGAGE INC
Nov 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 01, 2019Intrafamily Transfer, Transfer · Building or Construction Mortgage
ASSET MUTUAL MORTGAGE INC
Jun 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2020
Deed SaleJun 25, 2020
Prior SaleOct 01, 2019
Prior Transfer DateApr 15, 2020
Prior Transfer Doc0000408992
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address321 THOMAS LN, WATERLOO, IL 62298-5562
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000419582
DateSep 09, 2021
Instrument419582
Lender
NameASSET MUTUAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateJun 08, 2021
Property Address321 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000417707
Instrument DateJun 08, 2021
Instrument417707
Transaction TypeTransfer
Record UpdatedJun 30, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS LN, WATERLOO, IL 62298-5562

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateJun 25, 2020
Property Address321 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000408992
Instrument DateApr 15, 2020
Instrument408992
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000408993
DateJun 25, 2020
Instrument408993
Lender
NameASSET MUTUAL MORTGAGE INC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate2.88%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateNov 25, 2019
Property Address321 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000404910
Instrument DateNov 25, 2019
Instrument404910
Transaction TypeTransfer
Record UpdatedDec 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address321 THOMAS LN WATERLOO IL 622985562, WATERLOO, IL 62298-5562

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateOct 01, 2019
Property Address321 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000403899
Instrument DateSep 19, 2019
Instrument403899
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS LN, WATERLOO, IL 62298-5562

Mortgage

Document Number0000403900
DateOct 01, 2019
Instrument403900
Lender
NameASSET MUTUAL MORTGAGE INC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJun 19, 2019
Property Address321 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000402026
Instrument DateJun 05, 2019
Instrument402026
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address321 THOMAS LN WATERLOO IL 622985562, WATERLOO, IL 62298-5562

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$174,550 (+71.68%) Land $21,380 Building $153,170$523,650 (+71.68%) Land $64,140 Building $459,510
2024$9,631.00
2022Homeowner's exemption Additional exemption filed$101,670 Land $15,590 Building $86,080$305,010 Land $46,770 Building $258,240

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