Monroe County property record for 316 Thomas Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,084 sqft Living Area |
| Lot Size | 40,075 sqft (0.92 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2022) |
| Tax Bill | $9,661.00 (2024) |
| Primary APN | 07-14-234-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,084 sqft Living Area |
| 1st Floor | 2,084 sqft 1st Floor |
| Basement Area | 2,084 sqft Basement |
| Unfinished Basement | 2,084 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 1,094 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 326 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 316 THOMAS LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5563 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 32 STERRITTS RUN 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Subdivision | STERRITT'S RUN |
| Legal Lot Number | 32 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-14-234-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 THOMAS LN, WATERLOO, IL 62298-5563 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2022 | Warranty Deed, Construction Loan · Building or Construction Mortgage CELEBRITY HOME LOANS LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage HUD |
| Jun 23, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage TOWN & COUNTRY BANC MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2022 · Amount on Record |
| Deed Sale | Jul 07, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2020 · Amount on Record |
| Deed Doc Number | 2022425072 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 07, 2022 |
| Property Address | 316 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000425072 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 425072 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 316 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000425073 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 425073 |
| Name | CELEBRITY HOME LOANS LLC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 316 THOMAS LN, WATERLOO, IL 62298-5563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000421645 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 421645 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 348 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 23, 2020 |
| Property Address | 316 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000408878 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 408878 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000408879 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 408879 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,970 (+33.72%) Land $21,240 Building $150,730 | $515,910 (+33.72%) Land $63,720 Building $452,190 | |
| 2024 | $9,661.00 | ||
| 2022 | Disabled Person's exemption Additional exemption filed | $128,600 Land $18,170 Building $110,430 | $385,800 Land $54,510 Building $331,290 |
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