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313 Thomas Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 313 Thomas Ln, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms6 Baths
Year BuiltBuilt 1999
Square Footage2,214 sqft Building Perimeter
Lot Size37,462 sqft (0.86 acres)
Garage784 sqft
OccupancyOwner Occupied
Last Sale$445,000 (2020)

Property Details

APN / Parcel Number

Primary APN07-14-234-020-000

Interior

Bedrooms5 Beds
Full Baths6 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area2,214 sqft Building Perimeter
1st Floor1,310 sqft 1st Floor
Basement Area1,400 sqft Basement
Unfinished Basement1,400 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Lot Area37,462 sqft (0.86 acres)
DrivewayDriveway Asphalt
Driveway Area4,889 sqft Driveway
Garage Area784 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area392 sqft Pool
Patio Area494 sqft Patio
Porch Area410 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address313 THOMAS LN
CityWATERLOO
StateIL
Zip62298-5562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 46 STERRITTS RUN 1ST ADDN
Legal Range10W
Legal Township02S
Legal Section14
Legal SubdivisionSTERRITT'S RUN
Legal Lot Number46
JurisdictionMONROE IL
Minor Civil Division30
Census Blockgroup2
Census Block2054
Census Tract600402

Owner

Source: Monroe County records · APN 07-14-234-020-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 THOMAS LN, WATERLOO, IL 62298-5562
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 30, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST FEDERAL BANK
Jan 06, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST FED'L BK/KANSAS CITY
Jan 03, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2020 · Amount on Record
Deed SaleJan 06, 2020 · Amount on Record
Deed Doc Number2020405511
Last Transfer DateOct 31, 2022
Transfer Doc0000426773
Record RefreshedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateNov 01, 2022
Property Address313 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000426773
Instrument DateOct 31, 2022
Instrument426773
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 THOMAS LN, WATERLOO, IL 62298-5562

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address313 THOMAS LN, WATERLOO, IL 62298-5562
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000412909
DateNov 30, 2020
Instrument412909
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJan 06, 2020
Property Address313 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000405511
Instrument DateJan 03, 2020
Instrument405511
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$667.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address527 WESTPARK DR COLUMBIA IL 622361024, COLUMBIA, IL 62236-1024

Mortgage

Document Number405512
DateJan 06, 2020
Instrument405512
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2050
Interest
Rate3%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address313 THOMAS LN, WATERLOO, IL 62298-5562
Document Number0000405512
Instrument DateJan 03, 2020
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address313 THOMAS LN WATERLOO IL 622985562, WATERLOO, IL 62298-5562

Mortgage

Document Number0000405512
DateJan 06, 2020
Instrument405512
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 05, 2050
Interest
Rate3%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$217,860 (+1.31%) Land $20,850 Building $197,010$653,580 (+1.31%) Land $62,550 Building $591,030
2024$215,043 (+31.84%) Land $19,654 Building $195,389$645,129 (+31.84%) Land $58,962 Building $586,167
2022Disabled Person's exemption Additional exemption filed$163,110 Land $17,860 Building $145,250$489,330 Land $53,580 Building $435,750

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