Monroe County property record for 312 Thomas Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 1,712 sqft · built 2002 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2022) |
| Tax Bill | $9,393 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-234-005-000 |
| Primary APN | 07-14-234-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,712 sqft |
| Unfinished Basement | 1,712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 912 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,456 sqft |
| Porch | Slab |
| Porch Area | 312 sqft |
| Patio Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 THOMAS LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 STERRITTS RUN 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Subdivision | STERRITT'S RUN |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-14-234-005-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 THOMAS LN, WATERLOO, IL 62298-5563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Aug 03, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2022 · Amount on Record |
| Deed Sale | Aug 03, 2022 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 03, 2022 |
| Property Address | 312 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000425487 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 425487 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 WYNDHAM WALK, 68, DALLAS, GA 30132-4476 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 312 THOMAS LN, WATERLOO, IL 62298-5563 |
| Investor | Possibly a Property Investor |
| Document Number | 0000425488 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 425488 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 03, 2022 |
| Property Address | 312 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000425486 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 425486 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,080 (+35.55%) Land $20,120 Building $146,960 | $501,240 (+35.55%) Land $60,360 Building $440,880 | |
| 2024 | $9,393.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $123,260 Land $17,550 Building $105,710 | $369,780 Land $52,650 Building $317,130 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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