Monroe County property record for 320 Thomas Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,719 sqft Building Perimeter |
| Lot Size | 46,316 sqft (1.06 acres) |
| Garage | 750 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,467.00 (2024) |
| Primary APN | 07-14-234-007-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,719 sqft Building Perimeter |
| 1st Floor | 1,503 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 46,316 sqft (1.06 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 2,138 sqft Driveway |
| Garage Area | 750 sqft Garage |
| Deck Area | 294 sqft Deck |
| Patio Area | 336 sqft Patio |
| Porch Area | 280 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 320 THOMAS LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5563 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 33 STERRITTS RUN 1ST ADDN 0189434 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Subdivision | STERRITT'S RUN |
| Legal Lot Number | 33 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-14-234-007-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 320 THOMAS LN, WATERLOO, IL 62298-5563 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 02, 2022 |
| Transfer Doc | 0000427194 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 05, 2022 |
| Property Address | 320 THOMAS LN, WATERLOO, IL 62298-5563 |
| Document Number | 0000427194 |
| Map Reference | DOC 143445 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 427194 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 320 THOMAS LN, WATERLOO, IL 62298-5563 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $166,120 (+33.46%) Land $21,980 Building $144,140 | $498,360 (+33.46%) Land $65,940 Building $432,420 | |
| 2024 | $7,467.00 | ||
| 2022 | Additional exemption filed | $124,470 Land $18,550 Building $105,920 | $373,410 Land $55,650 Building $317,760 |
320 Thomas Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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