304 Thomas Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 304 Thomas Ln, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms6 Baths
Year BuiltBuilt 2000
Square Footage2,499 sqft Living Area
Lot Size40,946 sqft (0.94 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2017)
Tax Bill$10,881.00 (2024)

Owner

Source: Monroe County records · APN 07-14-234-003-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 THOMAS LN, WATERLOO, IL 62298-5563
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2017 · Amount on Record
Deed SaleDec 05, 2017 · Amount on Record
Deed Doc Number2017393262
Last Transfer DateSep 09, 2024
Transfer Doc0000434500
Record RefreshedSep 20, 2026

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateDec 05, 2017
Property Address304 THOMAS LN, WATERLOO, IL 62298-5563
Document Number0000393262
Instrument DateDec 01, 2017
Instrument393262
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address304 THOMAS LN WATERLOO IL 622985563, WATERLOO, IL 62298-5563

Mortgage

Document Number393263
DateDec 05, 2017
Instrument393263
Lender
NameANHEUSER BUSCH EMPS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 04, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$189,960 (+35.69%) Land $21,430 Building $168,530$569,880 (+35.69%) Land $64,290 Building $505,590
2024$10,881.00
2022Additional exemption filed$140,000 Land $16,920 Building $123,080$420,000 Land $50,760 Building $369,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-14-234-003-000

Interior

Bedrooms3 Beds
Full Baths6 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,499 sqft Living Area
1st Floor2,499 sqft 1st Floor
Basement Area2,499 sqft Basement
Unfinished Basement2,499 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area40,946 sqft (0.94 acres)
DrivewayDriveway Concrete
Driveway Area507 sqft Driveway
Parking Spaces3 Parking Spaces
Garage Area800 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area522 sqft Pool
Patio Area264 sqft Patio
Porch Area408 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address304 THOMAS LN
CityWATERLOO
StateIL
Zip62298-5563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 29 STERRITTS RUN 1ST ADDN
Legal Range10W
Legal Township02S
Legal Section14
Legal SubdivisionSTERRITT'S RUN
Legal Lot Number29
JurisdictionMONROE IL
Minor Civil Division30
Census Blockgroup2
Census Block2054
Census Tract600402

Nearby Properties on Thomas Ln

Nearby Streets

Search Property Records by Address or Parcel Number