301 State St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 301 State St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 972 sqft · built 1901
Lot Size0.093 acres (4,050 sqft)
OwnerIndividual Name on File
Tax Bill$994 (2025)
Deeds & MortgagesJun 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN8912-30-154-013

Property Details

APN / Parcel Number

Primary APN8912-30-154-013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area572 sqft
Basement Area572 sqft
Unfinished Basement572 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialShingles
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,050 sqft (0.093 acres)
Lot Dimensions90 ft deep x 45 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area167 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address301 STATE ST
CityWATERLOO
StateIA
Zip50703-5115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINDEN PLACE E 90 FT S 45 FT LOT 11 BLK 6
Legal Range12W
Legal Township89N
Legal Section30
Legal SubdivisionLINDEN PLACE
Legal Block6
Legal Lot Number11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1014
Census Tract800

Owner

301 State St, a single family home, is owned by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address5100 SCHENK RD, WATERLOO, IA 50703-9485
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2023: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateJun 29, 2023
Property Address301 STATE ST, WATERLOO, IA 50703-5115
Document Number202300017573
Instrument DateJun 28, 2023
Instrument202300017573
Transaction TypeForeclosure
Record UpdatedJul 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5100 SCHENK RD, WATERLOO, IA 50703-9485

Tax Assessment & Valuation

The 2025 property tax bill for 301 State St was $994, up 8.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$994.00 (+8.28%)$48,660 Land $5,980 Building $42,680$48,660 Land $5,980 Building $42,680
2024$918.00
2023$42,290 (+15.45%) Land $5,980 Building $36,310$42,290 Land $5,980 Building $36,310
2022$804.00 (+2.68%)$36,630 Land $5,980 Building $30,650
2021$783.00$36,630 Land $5,980 Building $30,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 State St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2018)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on State St

Nearby Streets

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