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320 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 320 Prospect Ave, Gilby, ND 58235

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 3,120 sqft · built 1960
Lot Size0.401 acres (17,500 sqft)
OwnerIndividual Name on Record
Last Sale$167,500 (Aug 2015)
Tax Bill$154 (2025)
Deeds & MortgagesMay 2018 Mortgage
Aug 2015 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43000100041000

Property Details

APN / Parcel Number

Primary APN43000100041000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area3,120 sqft Living Area
1st Floor Area1,783 sqft
Basement Area1,783 sqft
Finished Basement1,783 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area17,500 sqft (0.401 acres)
Lot Dimensions140 ft deep x 125 ft wide
Garage TypeAttached

Location & Zoning

Street Address320 PROSPECT AVE
CityGILBY
StateND
Zip58235-3537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB: 430001 BLK: 5 LOT: 8-12 L8-12INC B5 320 PROSPECT AVE
Legal SubdivisionLEASED SITES-GOVERNMENTAL PROPERTY
Legal Block5
Legal Lot Number8-12
JurisdictionGRAND FORKS ND
Township / Civil DivisionGILBY
Census Block Group1
Census Block1312
Census Tract11400

Owner

Source: Grand Forks County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 67, GILBY, ND 58235-0067
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2018Deed of Trust, Mortgage
FREEDOM MORTGAGE CORP
Aug 7, 2015Warranty Deed, Transfer · Conventional Mortgage
FIRST CLASS MORTGAGE III INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2015 · Amount on Record
Deed SaleAug 7, 2015 · Amount on Record
Deed Document Number2015755836
Prior Transfer DateAug 6, 2015
Prior Transfer Doc755836
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND FORKS ND
Property Address320 PROSPECT AVE, GILBY, ND 58235-3537
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000000782789
DateMay 7, 2018
Instrument000000782789
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
AmountAmount Recorded
Term356 Months
DueJan 1, 2048

August 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAND FORKS ND
Recording DateAug 7, 2015
Property Address320 PROSPECT AVE, GILBY, ND 58235-3537
Document Number0000755836
Map ReferenceDD X PG475
Instrument DateAug 6, 2015
Instrument755836
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyGRAND FORKS ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 67, GILBY, ND 58235-0067

Mortgage

Document Number0000755837
DateAug 7, 2015
Instrument755837
Lender
NameFIRST CLASS MORTGAGE III INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2045

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyGrand Forks County
MunicipalityGilby City
Unified School DistrictMidway Public School District 128 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$154.00 (-90.67%)$86,550 (+7.72%) Land $5,450 Building $81,100$173,100 (+7.72%) Land $10,900 Building $162,200
2023$1,650.00$80,350 Land $4,700 Building $75,650$160,700 Land $9,400 Building $151,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1997–2022)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2022 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAGASSIZ WATER USERS DISTRICT
private · serves 3,438 people · EPA ID ND1801056
Water SourceGroundwater
Last State InspectionJul 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Polar Telecommunications
Fiber		1,000 / 1,000
Midco
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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