317 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 317 Prospect Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1954
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2022)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Mar 2007 Mortgage Feb 2006 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`43000100087000`

Property Details

APN / Parcel Number

Primary APN	`43000100087000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached

Location & Zoning

Street Address	317 PROSPECT AVE
City	GILBY
State	ND
Zip	58235-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 430001 BLK: 12 LOT: 8,9 N1/2L8&ALL L9 BLK 12
Legal Subdivision	LEASED SITES-GOVERNMENTAL PROPERTY
Legal Block	12
Legal Lot Number	8,9
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1311
Census Tract	11400

Owner

317 Prospect Ave is owned by an individual who bought it in July 2022.

Source: Grand Forks County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	110 PROSPECT AVE, GILBY, ND 58235-3539
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2007	Deed of Trust, Mortgage BREMER BANK NA
Feb 16, 2006	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Jan 30, 2006	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Mar 7, 2005	Deed of Trust, Mortgage BREMER BANK NA
Jul 8, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2012	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Apr 30, 2012 · Amount on File
Deed Document Number	2022827256
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	317 PROSPECT AVE, GILBY, ND 58235-3537
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000660808
Date	Mar 16, 2007
Instrument	660808

Lender

Name	BREMER BANK NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	317 PROSPECT AVE, GILBY, ND 58235-3537
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRSTAMERICANTITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648149
Date	Feb 16, 2006
Instrument	648149

Lender

Name	BREMER BANK NA
Type	Bank
Address	GRAND FORKS, ND 58208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	317 PROSPECT AVE, GILBY, ND 58235-3537
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000647629
Date	Jan 30, 2006
Instrument	647629

Lender

Name	BREMER BANK NA
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2036

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	317 PROSPECT AVE, GILBY, ND 58235-3537
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636256
Date	Mar 7, 2005
Instrument	636256

Lender

Name	BREMER BANK NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Amount	Amount on Record
Term	84 Months
Due	Mar 1, 2012

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Jul 8, 2022
Property Address	317 PROSPECT AVE, GILBY, ND 58235-3537
Document Number	0000827065
Instrument Date	Jul 6, 2022
Instrument	827065
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 146, GILBY, ND 58235-0146

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Apr 30, 2012
Property Address	317 PROSPECT AVE, GILBY, ND 58235-3537
Document Number	0000718390
Map Reference	MBX PG475
Instrument Date	Apr 27, 2012
Instrument	718390
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 146, GILBY, ND 58235-0146

Mortgage

Document Number	0000718391
Date	Apr 30, 2012
Instrument	718391

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 317 Prospect Ave was $1,217.

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00	$60,050 Land $2,800 Building $57,250	$120,100 Land $5,600 Building $114,500
2023	$1,095.00	$53,350 Land $2,800 Building $50,550	$106,700 Land $5,600 Building $101,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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