412 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 412 Prospect Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,211 sqft · built 1957
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,301 (2023)
Deeds & Mortgages	Dec 2019 Refinance Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`43290100010000`

Property Details

APN / Parcel Number

Primary APN	`43290100010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,211 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	1,476 sqft
Finished Basement	1,476 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached

Location & Zoning

Street Address	412 PROSPECT AVE
City	GILBY
State	ND
Zip	58235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 432901 BLK: 14 LOT: 2,3 SCOTTS ADD S1/2L2&ALL L3 B14 412 PROSPECT AVE
Legal Subdivision	SCOTTS ADDITION
Legal Block	14
Legal Lot Number	2,3
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1300
Census Tract	11400

Owner

Source: Grand Forks County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 PROSPECT AVE, GILBY, ND 58235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GATE CITY BANK
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2015
Transfer Doc	757428
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	412 PROSPECT AVE, GILBY, ND 58235
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	797401
Date	Dec 2, 2019
Instrument	797401

Lender

Name	GATE CITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2030

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	412 PROSPECT AVE, GILBY, ND 58235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	797400
Date	Dec 2, 2019
Instrument	797400

Lender

Name	GATE CITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,700 (+8.45%) Land $2,950 Building $65,750	$137,400 (+8.45%) Land $5,900 Building $131,500
2023	$1,301.00	$63,350 Land $2,800 Building $60,550	$126,700 Land $5,600 Building $121,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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