310 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 310 Prospect Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,942 sqft · built 1908
Lot Size	0.522 acres (22,750 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2020)
Tax Bill	$354 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43000100040000`

Property Details

APN / Parcel Number

Primary APN	`43000100040000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,942 sqft Living Area
1st Floor Area	1,415 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	22,750 sqft (0.522 acres)
Lot Dimensions	140 ft deep x 162 ft wide
Garage Type	Attached

Location & Zoning

Street Address	310 PROSPECT AVE
City	GILBY
State	ND
Zip	58235-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 430001 BLK: 5 LOT: 1-7 L1-7INC EX S'RLY12 1/2' L7 B 5
Legal Subdivision	LEASED SITES-GOVERNMENTAL PROPERTY
Legal Block	5
Legal Lot Number	1-7
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1312
Census Tract	11400

Owner

Source: Grand Forks County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 PROSPECT AVE, GILBY, ND 58235-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 22, 2020	Warranty Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK MORTGAGE
Jul 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	2020809159
Last Transfer Date	Dec 2, 2024
Transfer Doc	0000845117
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Recording Date	Jun 3, 2026
Property Address	310 PROSPECT AVE, GILBY, ND 58235-3537
Document Number	0000856888
Instrument Date	Mar 27, 2026
Instrument	2026856888
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000856888,
Date	Jun 3, 2026
Instrument	2026856888

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Jan 1, 2051

Interest

Rate	5.98%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Dec 22, 2020
Property Address	310 PROSPECT AVE, GILBY, ND 58235-3537
Document Number	0000809159
Instrument Date	Dec 16, 2020
Instrument	809159
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PROSPECT AVE, GILBY, ND 58235-3537

Mortgage

Document Number	0000809160
Date	Dec 22, 2020
Instrument	809160

Lender

Name	FLORIDA CAPITAL BANK MORTGAGE
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Jul 13, 2018
Property Address	310 PROSPECT AVE, GILBY, ND 58235-3537
Document Number	000000784680
Instrument Date	Jul 13, 2018
Instrument	000000784680
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, GILBY, ND 58235-0038

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00 (-80.69%)	$96,400 (+8.01%) Land $5,700 Building $90,700	$192,800 (+8.01%) Land $11,400 Building $181,400
2023	$1,833.00	$89,250 Land $5,400 Building $83,850	$178,500 Land $10,800 Building $167,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures