Grand Forks County property record for 415 Prospect Ave, Gilby, ND 58235
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,528 sqft · built 1996 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (May 2025) |
| Tax Bill | $1,468 (2023) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43290100019000 |
| Primary APN | 43290100019000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,293 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,170 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Street Address | 415 PROSPECT AVE |
|---|---|
| City | GILBY |
| State | ND |
| Zip | 58235-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: 432901 BLK: 15 LOT: 10,11 SCOTTS ADD LT:10, & S1/2 LT:11, BK:15 |
| Legal Subdivision | SCOTTS ADDITION |
| Legal Block | 15 |
| Legal Lot Number | 10,11 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | GILBY |
| Census Block Group | 1 |
| Census Block | 1301 |
| Census Tract | 11400 |
Source: Grand Forks County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 1ST ST, GILBY, ND 58235 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on File |
| Deed Sale | May 20, 2025 · Amount on File |
| Deed Document Number | 2025848212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 415 PROSPECT AVE, GILBY, ND 58235-3536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000848213 |
|---|---|
| Date | May 20, 2025 |
| Instrument | 848213 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Grand Forks County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| Municipality | Gilby City |
| Unified School District | Midway Public School District 128 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,500 (+9.79%) Land $2,050 Building $76,450 | $157,000 (+9.79%) Land $4,100 Building $152,900 | |
| 2023 | $1,468.00 | $71,500 Land $2,800 Building $68,700 | $143,000 Land $5,600 Building $137,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1997–2022) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2022 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures