216 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 216 Prospect Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 909 sqft · built 1900
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$8,500 (Sep 2019)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43000100046000`

Property Details

APN / Parcel Number

Primary APN	`43000100046000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	909 sqft Living Area
1st Floor Area	909 sqft
Basement Area	909 sqft
Unfinished Basement	909 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached

Location & Zoning

Street Address	216 PROSPECT AVE
City	GILBY
State	ND
Zip	58235-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 430001 BLK: 6 LOT: 3,4,5,6 L3,4,5&6B6
Legal Subdivision	LEASED SITES-GOVERNMENTAL PROPERTY
Legal Block	6
Legal Lot Number	3,4,5,6
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1308
Census Tract	11400

Owner

216 Prospect Ave is owned and occupied by an individual who bought it in September 2019.

Source: Grand Forks County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	216 PROSPECT AVE, GILBY, ND 58235-3538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage AREA COMMUNITY CREDIT UNION
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit AREA COMMUNITY CREDIT UNION
Sep 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Deed Document Number	2019795330
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	216 PROSPECT AVE, GILBY, ND 58235-3538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	794468
Date	Aug 12, 2019
Instrument	794468

Lender

Name	AREA COMMUNITY CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	73 Months
Due	Sep 1, 2025

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	216 PROSPECT AVE, GILBY, ND 58235-3538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	806609
Date	Oct 14, 2020
Instrument	806609

Lender

Name	AREA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	73 Months
Due	Nov 1, 2026

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Sep 12, 2019
Property Address	216 PROSPECT AVE, GILBY, ND 58235-3538
Document Number	795330
Instrument Date	Sep 4, 2019
Instrument	795330
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PROSPECT AVE, GILBY, ND 58235-3538

Tax Assessment & Valuation

The 2025 property tax bill for 216 Prospect Ave was $1,478.

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00	$38,100 Land $3,750 Building $34,350	$76,200 Land $7,500 Building $68,700
2023	$1,286.00	$32,100 Land $3,400 Building $28,700	$64,200 Land $6,800 Building $57,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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