32 River Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 32 River Dr, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,531 sqft · built 1996
Lot Size1.14 acres (49,896 sqft)
OwnerIndividual Name on File
Tax Bill$4,604 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN08113A 1157

Property Details

APN / Parcel Number

Primary APN08113A 1157
Alternative APN
  • 167021

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,531 sqft Heated Area
Gross Area9,295 sqft
1st Floor Area3,243 sqft
AtticAttic
Attic Area1,010 sqft
Basement Area3,243 sqft
Finished Basement1,447 sqft
Unfinished Basement1,796 sqft
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area49,896 sqft (1.14 acres)
Lot Dimensions162 ft deep x 308 ft wide
Garage TypeFinished
Garage Area846 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area1,044 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number167021
Street Address32 RIVER DR
CityGRANITE FALLS
StateNC
Zip28630-9346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1971 PG 182 YR 2019 ST 0.00
Legal SubdivisionGRANADA FARMS
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group2
Census Block2024
Census Tract31301

Owner

Source: Caldwell County records · APN 08113A 1157

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32 RIVER DR, GRANITE FALLS, NC 28630-9346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Warranty Deed, Transfer
PEOPLES BK
Sep 06, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2000
Deed SaleAug 07, 2000
Deed Book / Page1308 / 97
Last Transfer DateAug 26, 2019
Transfer Doc0019710182
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateDec 29, 2020
Property Address32 RIVER DR, GRANITE FALLS, NC 28630-9346
Document Number0010051966
Book / Page002007 / 001564
Instrument DateDec 03, 2020
Instrument10051966
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32 RIVER DR GRANITE FALLS NC 286309346, GRANITE FALLS, NC 28630-9346

Mortgage

Document Number10051913
DateDec 29, 2020
Book Page002007/001264
Instrument10051913
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALDWELL NC
Recording DateSep 06, 2019
Property Address32 RIVER DR, GRANITE FALLS, NC 28630-9346
Document Number0010036471
Book / Page001971 / 000182
Instrument DateAug 26, 2019
Instrument10036471
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 RIVER DR GRANITE FALLS NC 286309346, GRANITE FALLS, NC 28630-9346

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,604.00 (+61.26%)$727,900 (+61.61%) Land $49,300 Building $678,600$727,900 (+61.61%) Land $49,300 Building $678,600
2024$2,855.00 (+2.04%)
2023$450,400 (-) Land $49,300 Building $401,100$450,400 (-) Land $49,300 Building $401,100
2022$2,798.00$450,400 Land $49,300 Building $401,100$450,400 Land $49,300 Building $401,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020 · Tropical Storm Eta

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Dr

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