24 River Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 24 River Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,143 sqft · built 1993
Lot Size	0.402 acres (17,490 sqft)
Owner	Individual Name on File
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08113A 1168`

Property Details

APN / Parcel Number

Primary APN	`08113A 1168`
Alternative APNs	`182292` `22807`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,143 sqft Heated Area
Gross Area	8,318 sqft
1st Floor Area	2,919 sqft
Upper Floors Area	1,224 sqft
Basement Area	2,892 sqft
Finished Basement	1,446 sqft
Unfinished Basement	1,446 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,490 sqft (0.402 acres)
Lot Dimensions	159 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	366 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	182292
Street Address	24 RIVER DR
City	GRANITE FALLS
State	NC
Zip	28630-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1068/1139 1992 0.00
Legal Subdivision	GRANADA FARMS DEVELOPMENT OR SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records · APN 08113A 1168

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24 RIVER DR, GRANITE FALLS, NC 28630-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	24 RIVER DR, GRANITE FALLS, NC 28630-9343
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021520341
Date	Dec 11, 2025
Book Page	2152/341
Instrument	10113779

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,200 (-) Land $22,700 Building $862,500
2025	$4,421.00 (+30.99%)	$885,200 (+62.75%) Land $22,700 Building $862,500	$885,200 (+62.75%) Land $22,700 Building $862,500
2023		$543,900 (-) Land $22,700 Building $521,200	$543,900 (-) Land $22,700 Building $521,200
2022	$3,375.00	$543,900 Land $22,700 Building $521,200	$543,900 Land $22,700 Building $521,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.