30 River Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 30 River Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 1979
Lot Size	0.662 acres (28,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2018)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08113A 1163`

Property Details

APN / Parcel Number

Primary APN	`08113A 1163`
Alternative APN	`140362`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,180 sqft Heated Area
Gross Area	5,276 sqft
1st Floor Area	2,180 sqft
Basement Area	2,180 sqft
Unfinished Basement	2,180 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,832 sqft (0.662 acres)
Lot Dimensions	136 ft deep x 212 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	140362
Street Address	30 RIVER DR
City	GRANITE FALLS
State	NC
Zip	28630-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1933 PG 837 YR 2018 ST 500.00
Legal Subdivision	GRANADA FARMS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 3, 2018	Warranty Deed, Transfer · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Book / Page	1933 / 837
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343
Investor	Possibly a Property Investor

Mortgage

Document Number	0020790186
Date	Mar 16, 2023
Book Page	2079/186
Instrument	10082361

Lender

Name	PNC BANK NA
Type	Bank
Address	FAYETTEVILLE, NC 28311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 18, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020491467
Date	Mar 3, 2022
Book Page	2049/1467
Instrument	10069346

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 3, 2018
Property Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343
Document Number	0010018304
Book / Page	001933 / 000837
Instrument Date	Jan 2, 2018
Instrument	10018304
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 RIVER DR GRANITE FALLS NC 286309343, GRANITE FALLS, NC 28630-9343

Mortgage

Document Number	10018305
Date	Jan 3, 2018
Book Page	001933/000839
Instrument	10018305

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 2, 2038

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00 (+73.72%)	$448,300 (+70.98%) Land $34,800 Building $413,500	$448,300 (+70.98%) Land $34,800 Building $413,500
2023		$262,200 (-) Land $34,800 Building $227,400	$262,200 (-) Land $34,800 Building $227,400
2022	$1,636.00	$262,200 Land $34,800 Building $227,400	$262,200 Land $34,800 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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