23 River Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 23 River Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,039 sqft · built 1978
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2018)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08113A 1152`

Property Details

APN / Parcel Number

Primary APN	`08113A 1152`
Alternative APN	`164085`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,039 sqft Heated Area
Gross Area	4,477 sqft
1st Floor Area	2,039 sqft
Basement Area	2,039 sqft
Finished Basement	1,202 sqft
Unfinished Basement	837 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,691 sqft (0.475 acres)
Lot Dimensions	171 ft deep x 121 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	157 sqft
Deck Area	399 sqft
Patio Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	164085
Street Address	23 RIVER DR
City	GRANITE FALLS
State	NC
Zip	28630-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1945 PG 940 YR 2018 ST 500.00
Legal Subdivision	GRANDA FARMS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2024
Census Tract	31301

Owner

Source: Caldwell County records · APN 08113A 1152

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 RIVER DR, GRANITE FALLS, NC 28630-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Oct 04, 2004 · Amount on Record
Deed Document Number	201810024238
Deed Book / Page	1945 / 940
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0010006037
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 20, 2018
Property Address	23 RIVER DR, GRANITE FALLS, NC 28630-9342
Document Number	0010024238
Book / Page	001945 / 000940
Instrument Date	Jul 13, 2018
Instrument	10024238
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 RIVER DR GRANITE FALLS NC 286309342, GRANITE FALLS, NC 28630-9342

Mortgage

Document Number	10024239
Date	Jul 20, 2018
Book Page	001945/000942
Instrument	10024239

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,765.00 (+66.77%)	$436,100 (+67.47%) Land $26,100 Building $410,000	$436,100 (+67.47%) Land $26,100 Building $410,000
2024	$1,658.00 (+2.03%)
2023		$260,400 (-) Land $26,100 Building $234,300	$260,400 (-) Land $26,100 Building $234,300
2022	$1,625.00	$260,400 Land $26,100 Building $234,300	$260,400 Land $26,100 Building $234,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.