Caldwell County property record for 27 River Dr, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,138 sqft · built 1978 |
| Lot Size | 0.447 acres (19,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Jun 2020) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08113A 1154 |
| Primary APN | 08113A 1154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,138 sqft Heated Area |
| Gross Area | 4,260 sqft |
| 1st Floor Area | 2,138 sqft |
| Basement Area | 1,790 sqft |
| Finished Basement | 690 sqft |
| Unfinished Basement | 1,100 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,481 sqft (0.447 acres) |
| Lot Dimensions | 161 ft deep x 121 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 40 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 174958 |
|---|---|
| Street Address | 27 RIVER DR |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1991 PG 372 YR 2020 ST 564.00 BY DEATH |
| Legal Subdivision | GRANADA FARMS DEVELOPMENT |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 31301 |
Source: Caldwell County records · APN 08113A 1154
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 18, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jun 05, 2017 | Warranty Deed, Transfer · Conventional with PMI WR STARKEY MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 202010045156 |
| Deed Book / Page | 1991 / 372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 27 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0020191744 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2019/1744 |
| Instrument | 10056796 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 18, 2020 |
| Property Address | 27 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Document Number | 0010045156 |
| Book / Page | 001991 / 000372 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 10045156 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 RIVER DR GRANITE FALLS NC 286309342, GRANITE FALLS, NC 28630-9342 |
| Document Number | 10045157 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 001991/000374 |
| Instrument | 10045157 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 26, 2018 |
| Property Address | 27 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Book / Page | 001945 / 001650 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 10024404 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 RIVER DR GRANITE FALLS NC 286309342, GRANITE FALLS, NC 28630-9342 |
| Document Number | 0010024404 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 001945/001652 |
| Instrument | 10024404 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 05, 2017 |
| Property Address | 27 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Document Number | 0010012040 |
| Book / Page | 001920 / 000691 |
| Instrument Date | May 11, 2017 |
| Instrument | 10012040 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 RIVER DR GRANITE FALLS NC 286309342, GRANITE FALLS, NC 28630-9342 |
| Document Number | 10012041 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 001920/000693 |
| Instrument | 10012041 |
| Name | WR STARKEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2047 |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 (+44.73%) | $395,700 (+42.18%) Land $25,700 Building $370,000 | $395,700 (+42.18%) Land $25,700 Building $370,000 |
| 2023 | $278,300 (-) Land $25,700 Building $252,600 | $278,300 (-) Land $25,700 Building $252,600 | |
| 2022 | $1,735.00 | $278,300 Land $25,700 Building $252,600 | $278,300 Land $25,700 Building $252,600 |
Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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