Caldwell County property record for 25 River Dr, Granite Falls, NC 28630 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,377 sqft · built 1979 |
| Lot Size | 0.461 acres (20,086 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Aug 2020) |
| Tax Bill | $2,833 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08113A 1153 |
| Primary APN | 08113A 1153 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,377 sqft Heated Area |
| Gross Area | 5,225 sqft |
| 1st Floor Area | 2,377 sqft |
| Basement Area | 2,377 sqft |
| Unfinished Basement | 2,377 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,086 sqft (0.461 acres) |
| Lot Dimensions | 166 ft deep x 121 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 345 sqft |
| Patio Area | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 169285 |
|---|---|
| Street Address | 25 RIVER DR |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1995 PG 465 YR 2020 ST 488.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 31301 |
Source: Caldwell County records · APN 08113A 1153
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HM LNS LLC |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2020 · Amount on Record |
| Deed Sale | Aug 04, 2020 · Amount on Record |
| Deed Document Number | 202010046841 |
| Deed Book / Page | 1995 / 465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 04, 2020 |
| Property Address | 25 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Document Number | 0010046841 |
| Book / Page | 001995 / 000465 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 10046841 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 25 RIVER DR GRANITE FALLS NC 286309342, GRANITE FALLS, NC 28630-9342 |
| Document Number | 10046842 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 001995/000467 |
| Instrument | 10046842 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 25 RIVER DR, GRANITE FALLS, NC 28630-9342 |
| Document Number | 0010042549 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 25 RIVER DR GRANITE FALLS NC 286309342, GRANITE FALLS, NC 28630-9342 |
| Document Number | 0010042549 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 001984/001140 |
| Instrument | 10042549 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,833.00 (+86.38%) | $446,900 (+83.61%) Land $25,700 Building $421,200 | $446,900 (+83.61%) Land $25,700 Building $421,200 |
| 2023 | $243,400 (-) Land $25,700 Building $217,700 | $243,400 (-) Land $25,700 Building $217,700 | |
| 2022 | $1,520.00 | $243,400 Land $25,700 Building $217,700 | $243,400 Land $25,700 Building $217,700 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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