32 Prospect St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 32 Prospect St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,679 sqft · built 1960
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Jan 2014)
Tax Bill$7,972 (2026)
Deeds & MortgagesMay 2023 Refinance
APN164801 98.66-4-2

Property Details

APN / Parcel Number

Primary APN164801 98.66-4-2
Alternative APNs
  • 480109806600040020000000
  • 2.-109-09

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,679 sqft Living Area
1st Floor Area2,679 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area40,075 sqft (0.92 acres)
Lot Dimensions130 ft deep x 347 ft wide
Garage TypeDetached
Garage Area814 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Canopy661 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-109-09
Street Address32 PROSPECT ST
CityMALONE
StateNY
Zip12953-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECB BLOCK237 LOT32 1
Legal Block4
Legal Lot Number2.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group2
Census Block2010
Census Tract951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 PROSPECT ST, MALONE, NY 12953-1312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2014 · Amount on Record
Deed SaleJan 17, 2014 · Amount on Record
Deed Book / Page2014 / 297
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address32 PROSPECT ST, MALONE, NY 12953-1312
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002043
DateMay 11, 2023
Instrument2023-2043
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term109 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,972.00 (-1.15%)
2025$8,065.00$145,900 (-) Land $16,800 Building $129,100$270,185 (+11.11%) Land $31,111 Building $239,074
2023$145,900 Land $16,800 Building $129,100$243,167 Land $28,000 Building $215,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Westelcom Networks.

Nearby Properties on Prospect St

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