19 Prospect St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 19 Prospect St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,688 sqft · built 1925
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$100,425 (May 2003)
Tax Bill	$5,650 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2019 Line of Credit
APN	`164801 98.74-3-2`

Property Details

APN / Parcel Number

Primary APN	`164801 98.74-3-2`
Alternative APNs	`480109807400030020000000` `2.-109-04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,688 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	165 ft deep x 123 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	541 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-109-04
Street Address	19 PROSPECT ST
City	MALONE
State	NY
Zip	12953-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK235 LOT44
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1030
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 PROSPECT ST, MALONE, NY 12953-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Quit Claim Deed, Transfer · ARM KEY BANK NA
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2003 · Amount on Record
Deed Sale	May 8, 2003 · Amount on Record
Deed Book / Page	828 / 145
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000004210
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 9, 2022
Property Address	19 PROSPECT ST, MALONE, NY 12953-1311
Document Number	0000004210
Instrument Date	Aug 3, 2022
Instrument	2022-4210
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PROSPECT ST, MALONE, NY 12953-1311

Mortgage

Document Number	0000004211
Date	Aug 9, 2022
Instrument	2022-4211

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2032
Index	Other
Margin	3

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	19 PROSPECT ST, MALONE, NY 12953-1311
Document Number	0000004705
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PROSPECT ST MALONE NY 129531311, MALONE, NY 12953-1311

Mortgage

Document Number	0000004705
Date	Oct 10, 2019
Instrument	4705

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,650.00 (-1.15%) Homeowner's exemption
2025	$5,716.00	$103,400 (-) Land $13,100 Building $90,300	$191,481 (+11.11%) Land $24,259 Building $167,222
2023		$103,400 Land $13,100 Building $90,300	$172,333 Land $21,833 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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