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22 Prospect St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 22 Prospect St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,107 sqft · built 1920
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$217,000 (Nov 2020)
Tax Bill$8,082 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
APN164801 98.74-2-4

Property Details

APN / Parcel Number

Primary APN164801 98.74-2-4
Alternative APNs
  • 480109807400020040000000
  • 2.-109-05

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,107 sqft Living Area
1st Floor Area1,015 sqft
2nd Floor Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area15,246 sqft (0.35 acres)
Lot Width93 ft Width
Garage TypeDetached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area318 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-109-05
Street Address22 PROSPECT ST
CityMALONE
StateNY
Zip12953-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECB BLOCK235 LOT36
Legal Block2
Legal Lot Number4.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group2
Census Block2010
Census Tract951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 PROSPECT ST, MALONE, NY 12953-1312
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Deed Document Number20204815
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateNov 10, 2020
Property Address22 PROSPECT ST, MALONE, NY 12953-1312
Document Number0000004815
Instrument DateNov 4, 2020
Instrument2020-4815
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6 WOODWARD ST, MALONE, NY 12953-9471

Mortgage

Document Number0000004816
DateNov 10, 2020
Instrument2020-4816
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,082.00$158,400 (-) Land $11,800 Building $146,600$293,333 (+11.11%) Land $21,852 Building $271,481
2023$158,400 Land $11,800 Building $146,600$264,000 Land $19,667 Building $244,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Atlas Connectivity
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Westelcom Network.

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