24 Prospect St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 24 Prospect St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 1930
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2021)
Tax Bill	$7,841 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
APN	`164801 98.74-2-3`

Property Details

APN / Parcel Number

Primary APN	`164801 98.74-2-3`
Alternative APNs	`480109807400020030000000` `2.-109-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
1st Floor Area	1,143 sqft
2nd Floor Area	944 sqft
Basement Area	210 sqft
Finished Basement	210 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Width	113 ft Width
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	344 sqft
Canopy	25 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-109-06
Street Address	24 PROSPECT ST
City	MALONE
State	NY
Zip	12953-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK235 LOT35
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2010
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

24 Prospect St is owned and occupied by an individual who bought it in November 2021.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	24 PROSPECT ST, MALONE, NY 12953-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Sep 11, 2003 · Amount on File
Deed Document Number	20216095
Prior Transfer Date	Mar 26, 2009
Prior Transfer Doc	0010020000000282
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Nov 12, 2021
Property Address	24 PROSPECT ST, MALONE, NY 12953-1312
Document Number	20216095
Instrument Date	Nov 12, 2021
Instrument	2021-6095
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 FAY RD APT 1, 1, NORTH BANGOR, NY 12966-3340

Mortgage

Document Number	20216096
Date	Nov 12, 2021
Instrument	2021-6096

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 24 Prospect St was $7,841, down 1.1% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,841.00 (-1.15%)
2025	$7,932.00	$143,500 Land $12,400 Building $131,100	$265,741 Land $22,963 Building $242,778
2023		$143,500 Land $12,400 Building $131,100	$239,167 Land $20,667 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 24 Prospect St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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