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31 Prospect St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 31 Prospect St, Malone, NY 12953

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,784 sqft · built 1920
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (May 1999)
Tax Bill$13,661 (2026)
Deeds & MortgagesJan 2022 Refinance
Jan 2022 Sale
APN164801 98.66-2-3

Property Details

APN / Parcel Number

Primary APN164801 98.66-2-3
Alternative APNs
  • 480109806600020030000000
  • 2.-109-10

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,784 sqft Living Area
1st Floor Area1,536 sqft
2nd Floor Area1,248 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialBrick
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions165 ft deep x 237 ft wide
Garage TypeMixed
Garage Area896 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area766 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-109-10
Street Address31 PROSPECT ST
CityMALONE
StateNY
Zip12953-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionSECB BLOCK237 LOT47 4
Legal Block2
Legal Lot Number3.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group1
Census Block1030
Census Tract951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 PROSPECT ST, MALONE, NY 12953-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SEACOMM FCU
Jan 6, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 1999 · Amount on Record
Deed SaleMay 24, 1999 · Amount on Record
Prior SaleMay 24, 1999
Deed Book / Page723 / 180
Last Transfer DateDec 10, 2021
Transfer Doc0000000088
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address31 PROSPECT ST, MALONE, NY 12953-1311
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000332
DateJan 21, 2022
Instrument2022-332
Lender
NameSEACOMM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037
Interest
Rate3%

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN NY
Recording DateJan 6, 2022
Property Address31 PROSPECT ST, MALONE, NY 12953-1311
Document Number0000000088
Instrument DateDec 10, 2021
Instrument2022-088
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PROSPECT ST, MALONE, NY 12953-1311

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,661.00 (-1.15%)
2025$13,820.00$250,000 (-) Land $16,700 Building $233,300$462,963 (+11.11%) Land $30,926 Building $432,037
2023$250,000 Land $16,700 Building $233,300$416,667 Land $27,833 Building $388,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
SLICFiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Westelcom Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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