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10 Prospect St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 10 Prospect St, Malone, NY 12953 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,161 sqft · built 1902
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (Apr 2021)
Tax Bill$8,301 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2021 Sale & Mortgage
APN164801 98.74-2-6

Property Details

APN / Parcel Number

Primary APN164801 98.74-2-6
Alternative APNs
  • 480109807400020060000000
  • 2.-109-01

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,161 sqft Living Area
1st Floor Area1,133 sqft
2nd Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions157 ft deep x 90 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area291 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-109-01
Street Address10 PROSPECT ST
CityMALONE
StateNY
Zip12953-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECB BLOCK235 LOT38
Legal Block2
Legal Lot Number6.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group2
Census Block2010
Census Tract951400

Owner

Source: Franklin County and Malone Town records · APN 164801 98.74-2-6

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 PROSPECT ST, MALONE, NY 12953-1312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Apr 26, 2021Warranty Deed, Transfer · FHA Mortgage
PARAGON HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleSep 16, 2016 · Amount on Record
Deed Document Number20212078
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Recording DateJun 17, 2026
Property Address10 PROSPECT ST, MALONE, NY 12953-1312
Document Number0000003799
Instrument DateJun 04, 2026
Instrument20263799
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanySERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PROSPECT ST, MALONE, NY 12953-1312

Mortgage

Document Number0000003799,
DateJun 17, 2026
Instrument20263799
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJul 01, 2066
Interest
Rate6.37%
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateApr 26, 2021
Property Address10 PROSPECT ST, MALONE, NY 12953-1312
Document Number20212078
Instrument DateApr 16, 2021
Instrument2021-2078
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 E MAIN ST, CHATEAUGAY, NY 12920-3121

Mortgage

Document Number20212079
DateApr 26, 2021
Instrument2021-2079
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County and Malone Town records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,301.00$165,000 (-) Land $11,700 Building $153,300$305,556 (+11.11%) Land $21,667 Building $283,889
2023$165,000 Land $11,700 Building $153,300$275,000 Land $19,500 Building $255,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Atlas ConnectivityFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Westelcom Network, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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