Bergen County and Waldwick Borough property record for 32 Mackay Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 1952 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Sep 2023) |
| Tax Bill | $15,920 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00003-0000-00023 |
| Primary APN | 64-00003-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 2,060 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 100 ft deep x 67 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 32 MACKAY AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 67 X 100 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | May 4, 1994 · Amount on Record |
| Deed Document Number | 202362937 |
| Deed Book / Page | 5090 / 159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 25, 2023 |
| Property Address | 32 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 0050900159 |
| Book / Page | 5090 / 159 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023062937 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,987.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 SOUTHFIELD AVE # 1, 1, DOBBS FERRY, NY 10522-2704 |
| Name | Verified Name |
|---|---|
| Address | 32 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 2023062938 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023062938 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0040850551 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 4085/551 |
| Instrument | 2021058656 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,700 (-) Land $300,600 Building $393,100 | $693,700 (-) Land $300,600 Building $393,100 | |
| 2025 | $15,920.00 (+3.66%) | $693,700 (+38.24%) Land $300,600 Building $393,100 | $693,700 (+38.24%) Land $300,600 Building $393,100 |
| 2024 | $15,358.00 (+7.47%) | ||
| 2023 | $501,800 (-) Land $243,800 Building $258,000 | $501,800 (-) Land $243,800 Building $258,000 | |
| 2022 | $14,291.00 (+1.93%) | $501,800 Land $243,800 Building $258,000 | $501,800 Land $243,800 Building $258,000 |
| 2021 | $14,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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