Bergen County and Waldwick Borough property record for 23 Mackay Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,340 sqft · built 1948 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $541,000 (Jul 2021) |
| Tax Bill | $12,701 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00002-0000-00008 |
| Primary APN | 64-00002-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,340 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Stucco |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 23 MACKAY AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 75X108 |
| Legal Subdivision | RIDGEWALD HEIGHTS #1 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Dec 4, 2006 · Amount on Record |
| Deed Document Number | 2021110835 |
| Deed Book / Page | 4263 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 9, 2021 |
| Property Address | 23 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Document Number | 0042630144 |
| Book / Page | 4263 / 144 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021110835 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,568.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 FRANKLIN TPKEB, 13, WALDWICK, NJ 07463 |
| Name | Verified Name |
|---|---|
| Address | 23 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Document Number | 2021110836 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021110836 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,400 (-) Land $325,800 Building $227,600 | $553,400 (-) Land $325,800 Building $227,600 | |
| 2025 | $12,701.00 (+3.66%) | $553,400 (+37.39%) Land $325,800 Building $227,600 | $553,400 (+37.39%) Land $325,800 Building $227,600 |
| 2024 | $12,252.00 (+6.81%) | ||
| 2023 | $402,800 Land $263,400 Building $139,400 | $402,800 Land $263,400 Building $139,400 | |
| 2022 | $11,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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