27 Mackay Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 27 Mackay Ave, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details3,214 sqft · built 1949
Lot Size12,450 acres (542,322,000 sqft)
Owner2 Individual Names on Record
Last Sale$765,000 (Nov 2020)
Tax Bill$19,184 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN64 00002-0000-00011

Property Details

APN / Parcel Number

Primary APN64 00002-0000-00011
Alternative APNs
  • 64-00002-0000-00014
  • 640000200011

Interior

Stories1 Story
Building Area3,214 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialStucco
Lot Area542,322,000 sqft
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number6400002000000011
Street Address27 MACKAY AVE
CityWALDWICK
StateNJ
Zip07463-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description12450 14
Legal SubdivisionRIDGEWALD HLNDS
Legal Block2
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group4
Census Block4000
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 MACKAY AVE, WALDWICK, NJ 07463-1909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
MLB RESIDENTIAL LENDING LLC
Sep 22, 2020Deed of Trust, Mortgage · Conventional with PMI
MLB RESID'L LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleNov 15, 2012 · Amount on Record
Deed Document Number2020125455
Deed Book / Page3839 / 879
Record UpdatedOct 29, 2026

November 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateNov 30, 2020
Property Address27 MACKAY AVE, WALDWICK, NJ 07463-1909
Document Number0038390879
Book / Page3839 / 879
Instrument DateSep 22, 2020
Instrument20-125455
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyPROFESSIONAL ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,934.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address556 COLONIAL RD APT 308, 556, FRANKLIN LAKES, NJ 07417-1385

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27 MACKAY AVE, WALDWICK, NJ 07463-1909

Mortgage

Document Number0020125456
DateNov 30, 2020
Instrument20-125456
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address27 MACKAY AVE, WALDWICK, NJ 07463-1909
Document Number0038390885
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyPROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27 MACKAY AVE WALDWICK NJ 074631909, WALDWICK, NJ 07463-1909

Mortgage

Document Number0038390885
DateNov 30, 2020
Book Page003839/000885
Instrument125456
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$835,900 (-) Land $330,600 Building $505,300$835,900 (-) Land $330,600 Building $505,300
2025$19,184.00 (+3.66%)$835,900 (+48.68%) Land $330,600 Building $505,300$835,900 (+48.68%) Land $330,600 Building $505,300
2024$18,506.00 (+15.58%)
2023$562,200 Land $266,500 Building $295,700$562,200 Land $266,500 Building $295,700
2022$16,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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