Bergen County and Waldwick Borough property record for 28 Mackay Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,535 sqft · built 1952 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Jan 2011) |
| Tax Bill | $11,934 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00003-0000-00017 |
| Primary APN | 64-00003-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,535 sqft Living Area |
| 1st Floor Area | 1,535 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 000296 |
|---|---|
| Street Address | 28 MACKAY AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 66 X 100 |
| Legal Subdivision | COUNTY/BERGEN |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK |
| Aug 25, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2011 · Amount on Record |
| Deed Sale | Jan 7, 2011 · Amount on Record |
| Prior Sale | Apr 23, 2007 · Amount on Record |
| Deed Document Number | 20116301509 |
| Deed Book / Page | 630 / 1509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUPLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025230369 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 02523/0369 |
| Instrument | 17-010561 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 MACKAY AVE, WALDWICK, NJ 07463-1910 |
| Document Number | 0030571961 |
| Instrument Date | Aug 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28 MACKAY AVE WALDWICK NJ 074631910, WALDWICK, NJ 07463-1910 |
| Document Number | 0030571961 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 003057/001961 |
| Instrument | 66982 |
| Name | VALLEY NAT'L BK |
|---|---|
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,000 (-) Land $298,800 Building $221,200 | $520,000 (-) Land $298,800 Building $221,200 | |
| 2025 | $11,934.00 (+3.67%) | $520,000 (+30.72%) Land $298,800 Building $221,200 | $520,000 (+30.72%) Land $298,800 Building $221,200 |
| 2024 | $11,512.00 (+1.62%) | ||
| 2023 | $397,800 Land $242,400 Building $155,400 | $397,800 Land $242,400 Building $155,400 | |
| 2022 | $11,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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