Bergen County and Waldwick Borough property record for 39 Mackay Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,772 sqft · built 1958 |
| Lot Size | 0.181 acres (7,902 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jun 2023) |
| Tax Bill | $15,845 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00002-0000-00022 |
| Primary APN | 64-00002-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,772 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Stucco |
| Lot Area | 7,902 sqft (0.181 acres) |
| Lot Dimensions | 79 ft deep x 100 ft wide |
| Street Address | 39 MACKAY AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 100X79 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC STEWARDSHIP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | May 20, 1999 · Amount on Record |
| Deed Document Number | 202341057 |
| Deed Book / Page | 5021 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 22, 2023 |
| Property Address | 39 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Document Number | 0050210838 |
| Book / Page | 5021 / 838 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023041057 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1270 W 70TH ST # ST300, ST300, CLEVELAND, OH 44102-2076 |
| Name | Verified Name |
|---|---|
| Address | 39 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Investor | Possibly a Property Investor |
| Document Number | 0050210843 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 5021/843 |
| Instrument | 2023041058 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 MACKAY AVE, WALDWICK, NJ 07463-1909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033260306 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 3326/306 |
| Instrument | 19-054283 |
| Name | ATLANTIC STEWARDSHIP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,400 (-) Land $322,200 Building $368,200 | $690,400 (-) Land $322,200 Building $368,200 | |
| 2025 | $15,845.00 (+3.66%) | $690,400 (+52.17%) Land $322,200 Building $368,200 | $690,400 (+52.17%) Land $322,200 Building $368,200 |
| 2024 | $15,285.00 (+18.3%) | ||
| 2023 | $453,700 (-) Land $260,600 Building $193,100 | $453,700 (-) Land $260,600 Building $193,100 | |
| 2022 | $12,921.00 (+1.93%) | $453,700 Land $260,600 Building $193,100 | $453,700 Land $260,600 Building $193,100 |
| 2021 | $12,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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