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35 Mackay Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 35 Mackay Ave, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,887 sqft · built 1952
Lot Size0.317 acres (13,800 sqft)
Owner2 Individual Names on File
Last Sale$592,600 (Sep 2021)
Tax Bill$15,741 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64-00002-0000-00016

Property Details

APN / Parcel Number

Primary APN64-00002-0000-00016
Alternative APNs
  • 640000200016
  • 000278

Interior

Stories1 Story
Building Area1,887 sqft Living Area
1st Floor Area1,887 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialStucco
Construction TypeFrame
Lot Area13,800 sqft (0.317 acres)
Lot Dimensions92 ft deep x 150 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number000278
Street Address35 MACKAY AVE
CityWALDWICK
StateNJ
Zip07463-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description150X92
Legal SubdivisionRIDGEWALD HLNDS SUPPL 1
Legal Block2
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group4
Census Block4000
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00002-0000-00016

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address35 MACKAY AVE, WALDWICK, NJ 07463-1909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2017Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Sep 10, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleJun 15, 1999 · Amount on Record
Deed Document Number2021143482
Deed Book / Page4370 / 1479
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address35 MACKAY AVE, WALDWICK, NJ 07463-1909
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027211504
DateSep 14, 2017
Book Page02721/1504
Instrument17-068670
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateSep 10, 2021
Property Address35 MACKAY AVE, WALDWICK, NJ 07463-1909
Document Number0043701479
Book / Page4370 / 1479
Instrument DateAug 21, 2021
Instrument2021143482
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,110.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 GROVE ST, 95, WALDWICK, NJ 07463-2219

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 MACKAY AVE, WALDWICK, NJ 07463-1909

Mortgage

Document Number2021143483
DateSep 10, 2021
Instrument2021143483
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$685,900 (-) Land $370,000 Building $315,900$685,900 (-) Land $370,000 Building $315,900
2025$15,741.00 (+3.66%)$685,900 (+27.92%) Land $370,000 Building $315,900$685,900 (+27.92%) Land $370,000 Building $315,900
2024$15,185.00 (-0.56%)
2023$536,200 Land $298,400 Building $237,800$536,200 Land $298,400 Building $237,800
2022$15,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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