20 E Main St, Old Fort, NC 28762 Property Records

McDowell County property record for 20 E Main St, Old Fort, NC 28762 · Last verified October 2025

Property Summary

Property Type	Commercial
Details	12 ba · 1,290 sqft · built 1995
Lot Size	0.034 acres (1,520 sqft)
Owner	Owner Name on File
Tax Bill	$630 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0659-06-49-8092`

Property Details

APN / Parcel Number

Primary APN	`0659-06-49-8092`
Alternative APN	`58882`

Interior

Full Baths	12 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,290 sqft Total Area
Gross Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,520 sqft (0.034 acres)
Lot Dimensions	80 ft deep x 19 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58882
Street Address	20 E MAIN ST
City	OLD FORT
State	NC
Zip	28762
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	.09 AC PER SURVEY DB 1132/455
Legal Subdivision	COLYERS MAP
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	1
Census Block	1078
Census Tract	970700

Owner

Source: McDowell County records · APN 0659-06-49-8092

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 26807, RALEIGH, NC 27611-6807

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 23, 2014
Transfer Doc	0011320455
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Old Fort Town
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (+2.94%)	$93,010 (-) Land $25,000 Building $68,010
2023	$612.00	$93,010 Land $25,000 Building $68,010	$93,010 Land $25,000 Building $68,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1983–2024)
Claims Outside the SFHA	6 of 20
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 14 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 65% of North Carolina
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.