32 E High St, Frankfort, OH 45628 Property Records

Ross County property record for 32 E High St, Frankfort, OH 45628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,627 sqft · built 1896
Lot Size	0.255 acres (11,099 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2019)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-08-01-046.000`

Property Details

APN / Parcel Number

Primary APN	`08-08-01-046.000`
Alternative APN	`080104`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,627 sqft Living Area
Gross Area	5,621 sqft
1st Floor Area	1,871 sqft
2nd Floor Area	1,756 sqft
Upper Floors Area	1,756 sqft
Basement Area	1,875 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	11,099 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	609 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	080104
Street Address	32 E HIGH ST
City	FRANKFORT
State	OH
Zip	45628-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 E HIGH ST RES 20 8-1-46
Legal Subdivision	FRANKFORT
Legal Lot Number	20
Jurisdiction	ROSS OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2015
Census Tract	955801

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 E HIGH ST, FRANKFORT, OH 45628-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Apr 11, 2019	Warranty Deed, Transfer STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	20192311
Deed Book / Page	532 / 184
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	32 E HIGH ST, FRANKFORT, OH 45628-9065
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005485215
Date	Mar 15, 2021
Book Page	548/5215
Instrument	202100002241

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DUBLIN, OH 43017

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	32 E HIGH ST, FRANKFORT, OH 45628-9065
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005480367
Date	Feb 16, 2021
Book Page	548/367
Instrument	202100001331

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Mar 1, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Apr 11, 2019
Property Address	32 E HIGH ST, FRANKFORT, OH 45628-9065
Document Number	0005320184
Book / Page	000532 / 000184
Instrument Date	Apr 5, 2019
Instrument	2311
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E HIGH ST FRANKFORT OH 456289065, FRANKFORT, OH 45628-9065

Mortgage

Document Number	5320186
Date	Apr 11, 2019
Book Page	000532/000186
Instrument	2312

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Concord Township
Municipality	Frankfort Village
Unified School District	Adena Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,673.00 (+62.09%)	$112,490 (+80.21%) Land $9,400 Building $103,090	$321,400 (+80.22%) Land $26,860 Building $294,540
2024	$2,266.00 (+3.14%) Homeowner's exemption	$62,420 (-) Land $7,770 Building $54,650	$178,340 (-) Land $22,210 Building $156,130
2023	$2,197.00 (-0.27%) Homeowner's exemption	$62,420 (-) Land $7,770 Building $54,650
2022	$2,203.00 Homeowner's exemption	$62,420 Land $7,770 Building $54,650	$178,340 Land $22,210 Building $156,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT VILLAGE PWS serves 1,100 people · EPA ID OH7100712
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	ROSS COUNTY WATER CO INC
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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