Riverside County property record for 31932 Pepper Tree St, Winchester, CA 92596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,033 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Mar 2007) |
| Tax Bill | $6,857 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 963-431-009 |
| Primary APN | 963-431-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,033 sqft Living Area |
| Gross Area | 3,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 643 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 31932 PEPPER TREE ST |
|---|---|
| City | WINCHESTER |
| State | CA |
| Zip | 92596-8831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .29 ACRES M/L IN LOT 11 MB 397/009 TR 31119 |
| Legal Subdivision | TRACT NO 31119 |
| Legal Tract | 31119 |
| Legal Lot Number | 11 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43294 |
31932 Pepper Tree St is owned and occupied by two individuals who bought it in March 2007.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31932 PEPPER TREE ST, WINCHESTER, CA 92596-8831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2007 · Amount on File |
| Deed Sale | Mar 29, 2007 · Amount on File |
| Deed Document Number | 2007212441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 31932 PEPPER TREE ST, WINCHESTER, CA 92596-8831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 31932 PEPPER TREE ST, WINCHESTER, CA 92596-8831 |
| Document Number | 0000476909 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0476909 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | 3-Year TN |
| Max Rate | 7.5% |
The 2025 property tax bill for 31932 Pepper Tree St was $6,857 with a veteran's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,605 (+2%) Land $239,136 Building $348,469 | ||
| 2025 | $6,857.00 Homeowner's exemption | $576,085 Land $234,448 Building $341,637 | |
| 2023 | $6,660.00 (+0.48%) Homeowner's exemption | $553,717 Land $225,345 Building $328,372 | |
| 2022 | $6,628.00 | ||
| 2021 | $530,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31932 Pepper Tree St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 31932 Pepper Tree St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Accel Wireless.
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