31944 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31944 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,288 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2017)
Tax Bill	$6,455 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-431-008`

Property Details

APN / Parcel Number

Primary APN	`963-431-008`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,288 sqft Living Area
Gross Area	4,279 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31944 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	.27 ACRES M/L IN LOT 10 MB 397/009 TR 31119
Legal Subdivision	TRACT NO 31119
Legal Tract	31119
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31944 PEPPER TREE ST, WINCHESTER, CA 92596-8831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORPORATION
Feb 23, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 25, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Document Number	2017354312
Prior Transfer Date	Jan 18, 2007
Prior Transfer Doc	0000061979
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31944 PEPPER TREE ST, WINCHESTER, CA 92596-8831
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31944 PEPPER TREE ST, WINCHESTER, CA 92596-8831

Mortgage

Document Number	0000100443
Date	Feb 17, 2021
Instrument	2021-0100443

Lender

Name	LENOX FINANCIAL MORTGAGE CORPORATION
Type	Non-Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31944 PEPPER TREE ST, WINCHESTER, CA 92596-8831
Document Number	0000070157
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31944 PEPPER TREE ST WINCHESTER CA 925968831, WINCHESTER, CA 92596-8831

Mortgage

Document Number	0000070157
Date	Mar 1, 2019
Instrument	70157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 25, 2017
Property Address	31944 PEPPER TREE ST, WINCHESTER, CA 92596-8831
Document Number	0000354312
Map Reference	MB 397 PG 9 -13
Instrument Date	Aug 9, 2017
Instrument	2017-0354312
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	31944 PEPPER TREE ST, WINCHESTER, CA 92596-8831

Mortgage

Document Number	0000354313
Date	Aug 25, 2017
Instrument	2017-0354313

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,463 (+2%) Land $116,056 Building $424,407
2025	$6,455.00 (+2.93%)	$529,867 (+4.04%) Land $113,781 Building $416,086
2023	$6,271.00 (+0.38%)	$509,293 Land $109,363 Building $399,930
2022	$6,247.00
2021			$570,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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