31899 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31899 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,288 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$612,500 (Jul 2020)
Tax Bill	$7,747 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963-430-002`

Property Details

APN / Parcel Number

Primary APN	`963-430-002`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,288 sqft Living Area
Gross Area	4,279 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31899 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	.18 ACRES M/L IN LOT 2 MB 397/009 TR 31119
Legal Subdivision	TRACT NO 31119
Legal Tract	31119
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1007
Census Tract	43294

Owner

31899 Pepper Tree St is owned and occupied by two individuals who bought it in July 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31899 PEPPER TREE ST, WINCHESTER, CA 92596-8835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 22, 2020	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Feb 25, 2009 · Amount on File
Deed Document Number	2020324282
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31899 PEPPER TREE ST, WINCHESTER, CA 92596-8835
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31899 PEPPER TREE ST, WINCHESTER, CA 92596-8835

Mortgage

Document Number	0000513584
Date	Aug 27, 2021
Instrument	2021-0513584

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 22, 2020
Property Address	31899 PEPPER TREE ST, WINCHESTER, CA 92596-8835
Document Number	0000324282
Map Reference	MB 397 PG 9-13
Instrument Date	Jun 25, 2020
Instrument	2020-0324282
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	31899 PEPPER TREE ST, WINCHESTER, CA 92596-8835

Mortgage

Document Number	0000324283
Date	Jul 22, 2020
Instrument	2020-0324283

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31899 Pepper Tree St was $7,747 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,247 (+2%) Land $171,131 Building $505,116
2025	$7,747.00 Homeowner's exemption	$662,988 Land $167,776 Building $495,212
2023	$7,529.00 (+0.66%) Homeowner's exemption	$637,245 Land $161,262 Building $475,983
2022	$7,480.00
2021			$620,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31899 Pepper Tree St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31899 Pepper Tree St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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