319 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 319 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,572 sqft · built 2017
Lot Size0.084 acres (3,672 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Jun 2023)
Tax Bill$5,316 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-398851

Property Details

APN / Parcel Number

Primary APN01-398851
Alternative APN
  • 398851

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,572 sqft Total Area
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,672 sqft (0.084 acres)
Garage TypeBasement
Garage Area542 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398851
Street Address319 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2739
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR1COS
Legal DescriptionLOT 124 3672 SF 319 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG FINAL 3
Legal Lot Number124
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3001
Census Tract301108

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address319 SPRUCE PINE RD, ABINGDON, MD 21009-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed, Transfer · VA Mortgage
PENTAGON FCU
May 22, 2017Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleMay 22, 2017 · Amount on Record
Deed Book / Page15954 / 2
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 28, 2023
Property Address319 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0159540002
Book / Page15954 / 2
Map ReferenceMB 144 FO 14
Instrument DateJun 23, 2023
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanySILVER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 ROLLING RD, BEL AIR, MD 21014-5652

Mortgage

Document Number0159540007
DateJun 28, 2023
Book Page15954/7
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateMay 22, 2017
Property Address319 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0123530312
Book / Page012353 / 000312
Instrument DateApr 18, 2017
Transaction TypeTransfer
Record UpdatedJun 2, 2017
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$434.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address319 SPRUCE PINE RD ABINGDON MD 210092739, ABINGDON, MD 21009-2739

Mortgage

Document Number123530317
DateMay 22, 2017
Book Page012353/000317
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMay 21, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,316.00 (+11.12%)$487,800 (+5.27%) Land $120,000 Building $367,800$487,800 (-) Land $120,000 Building $367,800
2025$4,784.00 (+7.07%)$463,400 (+11.77%)$487,800 (+17.66%) Land $120,000 Building $367,800
2023$414,600 (+1.12%) Land $120,000 Building $294,600$414,600 (-) Land $120,000 Building $294,600
2022$4,468.00 (-3.31%)$410,000$414,600 Land $120,000 Building $294,600
2021$4,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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