Harford County property record for 314 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,380 sqft · built 2017 |
| Lot Size | 0.06 acres (2,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Oct 2023) |
| Tax Bill | $4,619 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398876 |
| Primary APN | 01-398876 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,593 sqft (0.06 acres) |
| Garage Type | Basement |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398876 |
|---|---|
| Street Address | 314 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 165 2593 SF 314 SPRUCE PINE ROAD LAURE RIDGE 144/14 |
| Legal Subdivision | LAUREL RDG FINAL 3 |
| Legal Lot Number | 165 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
Source: Harford County records · APN 01-398876
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage BALTIMORE COUNTY EMPLOYEES FCU |
| Oct 06, 2017 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Oct 06, 2017 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 26, 2023 |
| Property Address | 314 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0160740326 |
| Book / Page | 16074 / 326 |
| Map Reference | MB 144 FO 14 |
| Instrument Date | Oct 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2023 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 314 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0160740333 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 16074-0333 |
| Name | BALTIMORE COUNTY EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2038 |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 06, 2017 |
| Property Address | 314 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0125430344 |
| Book / Page | 012543 / 000344 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 314 SPRUCE PINE RD ABINGDON MD 210092741, ABINGDON, MD 21009-2741 |
| Document Number | 125430349 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 012543/000349 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,800 (+20.38%) Land $115,000 Building $362,800 | $477,800 (+20.38%) Land $115,000 Building $362,800 | |
| 2025 | $4,619.00 (+8.3%) | ||
| 2023 | $396,900 Land $115,000 Building $281,900 | $396,900 Land $115,000 Building $281,900 | |
| 2022 | $4,265.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 353 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures